This information is current as of July 20, 2026.
How to Get Your Money off of the Phantom Wallet App:
If you’re trying to get your US dollars off of Phantom, it’s a pain! Remember to test each step with a small amount, but not so small that fees aren’t covered, so like $5 should be good. This works as of July 2026 on an iPhone. All the other instructions I found were lies. So I accidentally sent $300 US dollars to Phantom, which cost me about $5 in fees from Stripe, and then I finally converted and sent $297 worth of that to Coinbase, the rest going to fees, and altogether I spent way too much time figuring out how to get the money back out of Phantom. Here’s how I did it:
Change US$ to Phantom CASH, then to USDC/Solana:
If you’re trying to move money (US dollar, USD, USDC, or Solana) off of Phantom and into another wallet or account that you have on Coinbase or Binance, you need to first of all change the money (if it is a US dollar) into Phantom’s stable coin (which isn’t a real cryptocurrency, it’s just something they deal in, and I think they call it CASH to be nice and confusing). I did that, and then I changed it to what they call USDC. (USDC is what Coinbase has as a stable coin, and Binance works with it too.) Then from there you can send that Phantom USDC to another wallet that accepts USDC, but this is where you’re going to run into massive problems.
Match up the Networks and the Coins:
The receiving wallet (Coinbase or Binance) and the sending wallet at Phantom have to be using the same network, not just the same coin. It’s going to be tricky to find out what network you have everything on, and even trickier to switch the network. The network will either be the Solana network or the Base network.
(Sidenote #1: At this point, you might find bad instructions that tell you to go to your Coinbase app and click the double arrows over Pay, and then click Receive, and discover that Coinbase is stuck on the Base network, and you need the Solana network, and there’s no way to switch it. Read on, there’s a way to switch it.)
Start by finding out what network your Phantom coins are on. You can find out what network your Phantom coins are on by going to Phatom’s Home, clicking on the coin, and scrolling down.
(Sidenote #2: It took me a while to figure all of this out, and I ended up converting my Phantom USDC to Solana coins on the Solana network, and then I switched my Coinbase wallet to receive Solana on the Solana network. I probably could have just sent Phantom USDC to Coinbase USDC if I switched the Coinbase USDC wallet to be on the Base network, but by the time I realized that, I’d already converted my Phantom USDCs to Solana coin.)
To switch the network on Coinbase:
- go to Home
- Click Deposit
- Click Receive Crypto
- Pick your coin, like Solana
- Pick your network, like Solana
- click the little box next to your address to copy it.
To actually send coins from Phantom to another wallet:
- Now go Phantom and click your coin (such as Solana)
- Click Send (has a little paper airplane)
- Click + to create a contact and paste your Coinbase/Binance wallet address into the address box. The contact that your creating is actually just the account that you want your money sent to. If Phantom says your address is invalid, it’s probably because the address is not on the right network or not for the right coin…so go back to your Coinbase/Binance account and get an address with the right network for the right coin.
- Type in the amount and send.
After all this, I realized that the path to happiness was CashApp for my customers and CoinSnap for my website. I link CoinSnap to my WooCommerce shopping cart. The WooCommerce cart is set up for Woo credit card payments, Stripe payments, and CoinSnap crypto payments. CoinSnap is set up to only accept BTCLN (Bitcoin Lightning).
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